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BS Islamic Banking and Digital Finance

This interdisciplinary program integrates the principles of Islamic banking and finance with emerging digital financial tools.

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This interdisciplinary program integrates the principles of Islamic banking and finance with emerging digital financial tools. It covers areas such as Islamic commercial law, Islamic banking operations, sukuk, takaful, Shariah governance, and maqasid al-Shariah alongside digital technologies like blockchain, digital wallets, payment gateways, and AI applications in finance. Students develop a nuanced understanding of how Islamic financial contracts can be applied in in digital contexts, ensuring Shariah compliance and operational efficiency. The curriculum emphasizes hands-on learning with case studies, projects, and industry exposure to bridge theory and practice in both traditional and tech-enabled Islamic finance.

This four-year BS program in Islamic Banking and Digital Finance aims to:

  • Provide a solid foundation in Islamic financial principles, jurisprudence (Fiqh al-Muamalat), and modern banking practices.
  • Equip students with digital skills relevant to the financial sector, including fintech applications and digital payment systems.
  • Develop analytical and ethical decision-making skills aligned with Shariah-compliant financial operations.
  • Prepare graduates to meet the demands of both traditional Islamic banks and emerging digital Islamic finance platforms.
  • Foster entrepreneurship and innovation in Islamic financial services.
  • Comprehensive grounding in both classical Islamic finance and digital financial technologies.
  • Training in modern financial tools including blockchain, mobile banking systems, and financial data visualization.
  • Courses in Islamic economics, Shariah auditing, fintech in Islamic finance, risk and compliance, and ethical finance.
  • Emphasis on ethical finance, maqasid al-Shariah, and socially responsible investing.
  • Industry exposure through internships, Shariah board interaction, and live case studies.
  • Electives in Islamic fintech innovation, data analytics for Islamic finance, and sustainable finance in Islamic contexts.
The BS Islamic Banking and Digital Finance program is tailored for students aspiring to build careers in the growing global Islamic banking and finance industry integrated with modern digital technologies. Graduates of this program can pursue roles such as Islamic banking officers, Shariah compliance analysts, digital finance specialists, fintech consultants, risk management officers, takaful planners, and research analysts. The program also opens doors in financial technology startups, regulatory authorities, Islamic microfinance institutions, and international Islamic financial institutions such as the Islamic Development Bank. Further opportunities include pursuing postgraduate degrees or certifications like AAOIFI, CIPA, CFA (with Islamic finance focus), or diplomas in digital banking and Islamic financial law.

The University welcomes applications from students who have completed Grade 12 or its equivalent. Eligible qualifications include:

  • FSc (Pre-Engineering / Pre-Medical)
  • Intermediate with Arts, General Science, or Commerce
  • A’ Levels or equivalent qualifications
  • A minimum of 45% marks or equivalent
  • Any other Grade 12 qualification recognized by the Ministry of Education
+ Overview
This interdisciplinary program integrates the principles of Islamic banking and finance with emerging digital financial tools. It covers areas such as Islamic commercial law, Islamic banking operations, sukuk, takaful, Shariah governance, and maqasid al-Shariah alongside digital technologies like blockchain, digital wallets, payment gateways, and AI applications in finance. Students develop a nuanced understanding of how Islamic financial contracts can be applied in in digital contexts, ensuring Shariah compliance and operational efficiency. The curriculum emphasizes hands-on learning with case studies, projects, and industry exposure to bridge theory and practice in both traditional and tech-enabled Islamic finance.
+ Objectives

This four-year BS program in Islamic Banking and Digital Finance aims to:

  • Provide a solid foundation in Islamic financial principles, jurisprudence (Fiqh al-Muamalat), and modern banking practices.
  • Equip students with digital skills relevant to the financial sector, including fintech applications and digital payment systems.
  • Develop analytical and ethical decision-making skills aligned with Shariah-compliant financial operations.
  • Prepare graduates to meet the demands of both traditional Islamic banks and emerging digital Islamic finance platforms.
  • Foster entrepreneurship and innovation in Islamic financial services.
+ Features
  • Comprehensive grounding in both classical Islamic finance and digital financial technologies.
  • Training in modern financial tools including blockchain, mobile banking systems, and financial data visualization.
  • Courses in Islamic economics, Shariah auditing, fintech in Islamic finance, risk and compliance, and ethical finance.
  • Emphasis on ethical finance, maqasid al-Shariah, and socially responsible investing.
  • Industry exposure through internships, Shariah board interaction, and live case studies.
  • Electives in Islamic fintech innovation, data analytics for Islamic finance, and sustainable finance in Islamic contexts.
+ Career Prospects
The BS Islamic Banking and Digital Finance program is tailored for students aspiring to build careers in the growing global Islamic banking and finance industry integrated with modern digital technologies. Graduates of this program can pursue roles such as Islamic banking officers, Shariah compliance analysts, digital finance specialists, fintech consultants, risk management officers, takaful planners, and research analysts. The program also opens doors in financial technology startups, regulatory authorities, Islamic microfinance institutions, and international Islamic financial institutions such as the Islamic Development Bank. Further opportunities include pursuing postgraduate degrees or certifications like AAOIFI, CIPA, CFA (with Islamic finance focus), or diplomas in digital banking and Islamic financial law.
+ Admission Criteria

The University welcomes applications from students who have completed Grade 12 or its equivalent. Eligible qualifications include:

  • FSc (Pre-Engineering / Pre-Medical)
  • Intermediate with Arts, General Science, or Commerce
  • A’ Levels or equivalent qualifications
  • A minimum of 45% marks or equivalent
  • Any other Grade 12 qualification recognized by the Ministry of Education

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